Terms & Conditions
Welcome to Wealth Crafting Tips (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your use of our website and our financial advisory, loan assistance, insurance guidance, credit card services, and investment-related resources (collectively, the “Service”). By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please discontinue using our Service.
1. Use of the Service
Our website provides financial information, tools, service listings, and assistance for various finance-related categories. You agree to use the Service only for lawful purposes. You must not use the platform in any manner that could harm, disable, or impair our systems or interfere with another user’s access.
2. Financial Services, Recommendations & Payments
- All service requests, consultations, or financial product recommendations are subject to verification and availability.
- Pricing, consultation fees, and service charges (if applicable) will be clearly communicated before confirmation.
- We may provide third-party financial product suggestions; final approval depends on the respective financial institution.
- We reserve the right to modify, cancel, or reschedule services due to operational or regulatory requirements.
3. Cancellations and Refunds
If you wish to cancel a consultation or service request, please notify us at least 24 hours in advance. Refunds (where applicable) will be processed according to our refund policy. Late cancellations or no-shows may be subject to administrative charges.
4. User Responsibilities
- You agree to provide accurate and complete information during service inquiries or application processes.
- You are responsible for ensuring that your contact, financial, or identity information is valid and up to date.
- You must protect your login details and account access from unauthorized use.
5. Financial Guidance, Accuracy & Liability
We strive to offer accurate financial information; however, we do not guarantee approval for loans, credit cards, insurance, or investments. All financial decisions should be made with professional judgment. We are not liable for losses arising from reliance on our recommendations, delays in processing, rejected applications, or financial risks associated with selected products.
6. Third-Party Financial Institutions
We may collaborate with third-party banks, NBFCs, insurance companies, or investment institutions. We are not responsible for any errors, delays, decisions, or service issues caused by third parties. All third-party terms will apply where relevant.
7. Intellectual Property
All website content, including text, graphics, branding, and digital assets, is owned by or licensed to Wealth Crafting Tips. Reproduction, redistribution, or modification of any content is prohibited without prior written permission.
8. Privacy Policy
Your financial data and privacy are important to us. Please review our Privacy Policy to learn how we collect, use, store, and protect your information.
9. Limitation of Liability
We are not liable for damages or losses resulting from your use of our website or financial services. This includes service interruptions, data loss, rejected applications, financial losses, or unauthorized account access.
10. Modifications
We may update or modify these Terms at any time without prior notice. The revised Terms will be posted on this page. Continued use of the website implies acceptance of the updated Terms.
11. Governing Law
These Terms are governed by the laws of the United States. Any disputes shall be handled under the exclusive jurisdiction of courts located within the United States.
12. Contact Us
If you have any questions about these Terms, feel free to contact us:
Email: support@wealthcraftingtips.com
